Risk Management

Lionshare Partners > Services > Risk Management

Risk Management

Strategically identifying, quantifying, and prioritizing risks.

At Lionshare, we believe in developing strategic processes for administering our clients’ assessed risk and removing the conflict of interest involved with the use of insurance products. We at Lionshare think it is important to be an advice-based firm and not a product-based firm. This means not accepting any commissions, kickbacks, or compensation for the recommendation of intelligent-designed insurance strategies.

Risk management is an ongoing process and consists of multiple phases & monitoring. A normal feature of financial planning is periodically re-assessing acceptable risks and modify mitigation measures. Due to the inherent complexity and need for customization we have partner up with various brokers & insurance providers.

Our risk mitigation measures are usually formulated according to one or more of the following major risk options:

  • Transfer risks to an external agency (insurance company)
  • Avoid risk altogether (close down a high-risk business area)
  • Design a new process with adequate built-in risk controls and containment measures from the start.

If your financial advisor isn’t annually reviewing your life, disability, umbrella, long-term care, and health (for retirees and self-employed) then give us a call. We also work with our broker partnerships in advanced strategies such as split-dollar, private placement and captive insurance, irrevocable life insurance trust (ILIT), and special-needs planning to reduce the risk of losing hundreds of thousands in public assistance support.

  • Insurance and long-term care planning
  • ABLE accounts and special needs trust
  • Funding a buy-sell agreement with insurance
  • Irrevocable life insurance trust evaluation

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